Why Swarna Mantra Plan?

Future Plan
Subscribe to swarna mantra plan for your
future high value purchases
Makes Moments Special
Special Occasions and Moments made remembrable
Special Benefits
Pay 10 installments & get 100%
discount on the 11th installment
How it works?

Only 3 steps

to purchase your dream jewellery


Pay Monthly

10 month installments with easy payment options


Get Special Discount

Get 1 monthly installment for FREE in the 11th month


Redeem & Purchase

Redeem final amount after 11 months and buy at any of our stores / online

Frequently Asked Questions


You can redeem at any of our stores or you can redeem online after the tenure of the scheme.

You can purchase either plain gold jewellery or diamond/gemstone studded jewellery on Kapish Jewels website/App or at any of our stores, but the redeemable amount cannot be used for purchasing Coins & Solitaires.

Yes, you can redeem and purchase anytime. However, you will get special discount if you pay installments for atleast 7 months. Please refer the table below for details

You Pay for Special Discount
10 months 100% of one installment amount
7 months 50% of one installment amount

You will get special discount after 30 days from the last installment due date. You can redeem all your payments and special discount at the time of purchase.

You will get special discount after 11th month. For example: If you subscribe on 10 Jan 2021, you will get special discount on 10 Nov 2021. You can then redeem and purchase jewellery.

You will entitle only enrollment time offer discount as a premature redemption.

  • Special Discounts on Birthdays / Anniversaries will be provided. That can be clubbed with the free installment for added benefit of the purchase.
  • Plan Benefits (of 11th installment free) can be clubbed with existing website offer during redemption.


In the event of the death of the account holder, the account is transferable only to the person who is nominated by the account holder in the enrolment form at the time of opening the account. Minors cannot be nominated.


Yes, you will receive the confirmation via Email, SMS and will be provided access to Online Passbook (Dashboard) to check your payments, status, installments paid, due dates etc.

You can check your e-passbook or ledger by doing the following:

  • Login Kapish Pe using Registered Mobile Number and proceed OTP to start the plan.
  • Check My Account (Swarna Mantra).

There are multiple payment options: Netbanking, Credit & Debit Cards.

The first installment will be paid during the time of enrolling, the payment cycle for the next installment will be 30 days from the first.

Yes you will get the confirmation on the Online Passbook, SMS, Email for every installment.

Login Kapish Pe using Registered Mobile Number and proceed OTP to start the plan.

Check My Account (Swarna Mantra).

Yes, you will get Email, SMS reminders before the monthly due date.

If Payment is delayed for greater than 2 installments, 100% of the special discount will be deducted. (Basically you will not be eligible for special discount).

You will receive a payment success Email, SMS and you can login in and check your payment status in My Swarna Mantra (Under My Account).

You can retry by logging in, then go to My Account, then go to My Swarna Mantra, then in the dashboard click on Pay Now for the payment which failed and retry. For more queries, contact our Customer Support 1800 120 404040 info@kapishjewels.com.

For More Questions

Call us at

10 + 1 Monthly Plan